The Cost of Simply Trying: A Home Shouldn’t Feel This Impossible

The Cost of Simply Trying: A Home Shouldn’t Feel This Impossible

There is a quiet crisis unfolding in South Africa. It doesn’t always make the front pages, and it rarely dominates television debates, but millions of hardworking South Africans live it every single day. It is the crisis of simply trying to build a stable life.

Every morning, ordinary people wake up before sunrise. They get children ready for school, sit in traffic, catch overcrowded taxis and trains, work long hours, and return home exhausted. They pay their taxes, contribute to the economy and do everything society has asked of them. Yet for many, the dream of owning a home feels further away than ever.

I know because I am one of them.

Like countless South Africans, I have been looking at houses, calculating repayments and trying to make the numbers work. Every spreadsheet ends the same way. The income isn’t enough. The deposit isn’t there. The bank wants more security than I can provide.

The hardest part is that this isn’t even a dream anymore. It has become an urgent necessity.

The apartment my family currently lives in is being sold. That means I am no longer simply browsing property websites or imagining what life could be like. I am searching because I have to. My children need somewhere to live. They need stability. They deserve the comfort of knowing where they will sleep next month.

Instead, I find myself doing what so many South Africans are doing: hoping that somehow everything will work out, even when the numbers simply don’t add up.

The reality is sobering. In many parts of the country, R1 million is no longer enough to buy anything extravagant. It buys an ordinary family home in an ordinary neighbourhood. It buys safety, stability, and the chance to finally put down roots.

To some people, R1 million sounds like unimaginable wealth.

To many families, it is simply the price of having somewhere to belong.

While carrying this weight, I found myself listening to proceedings from the Madlanga Commission. Witness after witness spoke about public money in amounts that ordinary people struggle to comprehend. Millions allegedly disappeared. Contracts worth extraordinary sums were discussed with an ease that was almost surreal.

As I listened, I couldn’t help asking myself one question.

Do the people involved truly understand what R1 million means to an ordinary South African?

For many families, R1 million is not a luxury. It is not sports cars or overseas holidays. It is not expensive watches or designer clothes.

It is a house.

It is a roof that belongs to you.

It is children growing up in one community instead of moving from school to school because rent has become unaffordable.

It is the difference between surviving and finally beginning to live.

Corruption is often discussed in terms of statistics. We hear about billions lost to corruption, state capture, irregular expenditure and fraudulent contracts. Those numbers become so large that they almost lose their meaning.

But every stolen rand has a human cost.

Every million lost to corruption could have helped families access housing, improved public healthcare, repaired schools or created opportunities for young people searching desperately for work.

Instead, the burden falls on ordinary taxpayers. The same people who are already struggling to pay rising food prices, transport costs, electricity, school fees, medical expenses and rent.

South Africans are not asking for luxury.

We are asking for a fair chance.

We are asking for an economy where honest work can provide a decent life. We are asking for a country where raising children does not feel like a financial emergency every month. We are asking for leaders who treat public money with the same care that ordinary families treat every rand they earn.

Today, there are teachers, nurses, police officers, retail workers, call centre agents, delivery drivers, office administrators and countless others who are barely keeping their heads above water.

They are employed.

They contribute.

They do everything society tells them to do.

Yet many cannot qualify for a home loan. Many cannot save a deposit because every salary is already spoken for before payday arrives. Many are one unexpected expense away from financial disaster.

That is not because they have failed.

It is because the cost of living has risen much faster than wages, while the dream of home ownership continues to drift further out of reach for ordinary South Africans.

Despite everything, hope remains surprisingly stubborn.

I still search property websites.

I still imagine my children having a place they can truly call home.

I still believe that one day, somehow, we will get there.

Not because the journey is easy, but because giving up is not an option.

My story is not unique. It belongs to millions of South Africans who work hard every day, pay their taxes, raise their families responsibly, yet still find themselves locked out of one of life’s most basic dreams.

So I leave you with one question.

How many honest, hardworking South Africans must continue struggling to afford a simple home while millions of rand are stolen as though they mean nothing?

Because for those who have forgotten, R1 million isn’t just another number in a corruption report. It is a family’s future. It is a child’s security. It is hope. And for many of us, it is everything.

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